Discerning Investment and Wealth Management for Accomplished Professionals Building Meaningful Wealth
Independent. Fiduciary. Personally Invested. We manage your money directly, build adaptive strategies, and partner with you through every season of your financial life.
Why HFI
Fiduciary responsibility, kept in-house and intact.
Your Fiduciary, Not a Middleman
We manage your investments directly because fiduciary responsibility is not something we believe should be delegated.
Multi-Strategy, Not Multi-Model
Multi-strategy portfolios, no outsourced models. Each strategy has a job, and the architecture grows with your complexity.
Adaptive Partnership
Your needs will change. Your advisory relationship should change with them. We expect it and we are built for it.
Meaningful Wealth
Meaningful wealth is not a number. It is what the money is for. The research on happiness keeps arriving where faith has pointed all along: satisfaction comes from purpose, people, and work that serves, not from the scoreboard. A portfolio is the means. Unhurried time with the people you love, generosity you can feel, work you choose. That is the return.
"The real return on a good financial plan is not more money. It is more time. More time for the people and things that matter."
Who This Is For
Three roads. One standard.
Building Wealth
Earning well, accumulating fast, and done guessing.
See if this is you →Approaching & In Retirement
Turning what you built into income that lasts as long as you do.
See if this is you →Financial Independence
Substantial assets, an unconventional timeline, and no patience for templates.
See if this is you →This is not the right fit for everyone, and we say so plainly. Read who we serve, and who we do not.
Planning Philosophy
A standard is a line you hold.
Not goals, not tiers. Planning at HFI is organized around three progressive standards, each building on the last, held across the full territory of your financial life.
Security
The floor. Every catastrophic gap closed: protection, liquidity, and the documents and habits that keep one bad event from undoing everything you built. Money is protection.
Freedom
The engine. A clear trajectory toward independence: active tax strategy, a portfolio growing with intention, work becoming a choice. Money is optionality.
Independence
Permanence. Wealth that outlasts the people who built it, flowing to family and purpose with structure. Money is invisible. Wealth is what you do not spend.
Three service levels, Foundational, Strategic, and Premier, match engagement to your complexity and your ambition to improve, not your account balance. See how the levels compare.
The Founder
Combat veteran. Cancer researcher. Fiduciary CIO.
Drew Howard founded HFI on a conviction carried from military intelligence and cancer research into portfolio management: process matters more than prediction. Every client portfolio is managed in-house under a single macro regime-aware discipline. No outsourced models. No third-party products. No conflicts.
"We do not predict the wind, and we do not argue with it. We trim our own sails to what is actually blowing. And when open water offers nothing, we know the way back to harbor."
Founder & Chief Investment Officer · Fee-only fiduciary