Disclosures

Registration

Howard Fiduciary Investments LLC ("HFI" or the "Firm") is a registered investment adviser in the State of Michigan (CRD #342369). Registration as an investment adviser does not imply a certain level of skill or training. The Firm provides advisory services only to residents of states in which it is registered or exempt from registration requirements.

Form ADV

The Firm's Form ADV, including the Part 2A brochure describing services, fees, strategies, and material risks, is available through the SEC's Investment Adviser Public Disclosure website at adviserinfo.sec.gov. A current copy of Form ADV Part 2A and the Part 2B brochure supplement is delivered to every client at or before engagement and is available at any time, at no charge, by calling 616-987-1437 or by request through the contact form.

General Disclosures

Content on this website is for informational purposes only and does not constitute investment, legal, or tax advice, or an offer or solicitation to buy or sell any security. All investing involves risk, including possible loss of principal. Past performance is not indicative of future results. Nothing on this website should be interpreted as a guarantee of any outcome. Any strategy description is a summary; the controlling descriptions are in the Firm's Form ADV and each client's advisory agreement.

Privacy Notice

The Firm's Privacy Notice describes how client nonpublic personal information is collected, used, and protected. It is delivered to every client at engagement and annually thereafter, and the current version is available here: Privacy Notice.

SMS Terms

Terms and conditions for text-message communications with the Firm are available here: SMS Terms & Conditions.