Our Approach
Three meetings. No pressure at any of them.
The onboarding process is deliberate and unhurried. Each meeting has a purpose, a format, and a clear next step, and either of us can conclude the fit is not right at any point.
Introductory Conversation
We learn about your situation, goals, and what you are looking for in an advisor. You learn how we think, what we believe, and whether we are a fit. No commitment, no pressure.
15 to 30 minutes · Phone or video · Free
Fact-Finding & Analysis
We gather financial details, assess your risk orientation across return, volatility, and tax dimensions, and map your priorities against our Standards framework (Security → Freedom → Independence).
60 to 90 minutes · Video or in person
Recommendations & Onboarding
We present your investment policy, strategy selection, and planning roadmap. If everything aligns, we formalize the relationship and begin implementation.
60 minutes · Video or in person
Service Levels
Three levels. You set the scope.
| Level | Focus | Includes |
|---|---|---|
| Foundational | Core investment management | Portfolio strategy, ongoing monitoring, annual review |
| Strategic | Investment + planning integration | All Foundational + financial plan, tax coordination, life-transition planning |
| Premier | Full-scope wealth management | All Strategic + estate coordination, insurance review, advanced tax strategy, family meetings |
Clients dictate the scope of the relationship and should expect it to change. The framework adapts to seasons of life, not to upsell.
Fees
Published, because you should not have to book a meeting to learn what advice costs.
Managed Wealth Program
A single advisory fee with planning included. $500,000 household minimum, waivable at the Firm's discretion. Billed monthly in arrears. One-time Engagement Fee at signing.
| Service Level | Alpha Trend | Beta Market | Engagement Fee |
|---|---|---|---|
| Foundational | 1.05% | 0.75% | $1,950 |
| Strategic | 1.20% | 0.90% | $3,900 |
| Premier | 1.50% | 1.20% | $5,850 |
The stated rate applies to the first $1,000,000 of household assets. Household assets above $1,000,000 are billed at the stated rate minus 0.30%.
Worked example: a Strategic-level household with $750,000 allocated 60% Alpha Trend / 40% Beta Market pays a blended annual advisory fee of $8,100 (1.08% blended), or $675 per month, plus a one-time $3,900 Engagement Fee.
Planning & Strategy Program
A flat annual planning fee plus a separate strategy fee. Strategic and Premier levels only. No Engagement Fee, no account minimum.
| Service Level | Annual Planning Fee | Alpha Trend | Beta Market |
|---|---|---|---|
| Strategic | $7,800 | 0.60% | 0.30% |
| Premier | $11,700 | 0.60% | 0.30% |
Worked example: a Strategic-level household with $400,000 in Beta Market and quarterly billing pays $7,800 per year in planning fees ($1,950 per quarter, invoiced directly) plus $1,200 per year in strategy fees ($100 per month, deducted from managed accounts).